Retirement·9 min read·
The Roth Conversion Gap: The 5-Year Window Hudson Valley Retirees Keep Missing
Between the last paycheck at 62 and the first Required Minimum Distribution at 73, there's a tax window most Hudson Valley families don't realize is closing on them. The math behind why those five years matter, the four-step ladder I walk pre-retirees through, and what waiting until 65 actually costs.
Written by Peter Guggisberg, Financial Services Representative with Vermont Financial Group of NY (a MassMutual general agency) and the advisor behind Noah's Ark Financial.