Free tools + guides

Self-assess before you book a call.

Three interactive calculators and two free guides, all calibrated for Hudson Valley + Putnam County + Westchester realities rather than generic national averages.

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Calculator, spiral notebook, pencil, and reading glasses on a planning desk

Run real numbers

Before you book the call.

Interactive calculators

Free guides

0 sec

To run any tool

No account needed

Interactive calculators

Three quick self-assessments.

About 60 seconds

DIME method

How much life insurance do you actually need?

Income, mortgage, kids, years to independence, spouse income offset. Get a recommended coverage range with a monthly premium estimate.

Open the calculator

About 60 seconds

NY estate planning

Are you over the NY estate-tax cliff?

Home value, retirement accounts, life insurance, other assets, marital status. See your estate total vs the 2026 NY exemption and the 5% cliff.

Open the calculator

About 90 seconds

Decision tree

Where should you roll over your old 401(k)?

Six questions about balance, age, Roth status, current-plan acceptance, and goals. Get a recommended path with the trade-offs spelled out.

Open the calculator

Swipe to explore

Free guides

Read at your own pace.

Free guide · 25 pages

The Middle-Class Family Trap

Why earning $100k can leave your family less protected than someone making minimum wage, and what to do instead. Five industry lies broken down.

Get the guide →

Free checklist · NYC transplants

The Re-Anchor Checklist

12 financial moves to make after moving from NYC to the Hudson Valley. Tax mechanics, employer benefits, estate planning, the full list.

Get the checklist →

The numbers, in context

Want help interpreting your results?

The calculators and guides get you a number. The conversation gets you a plan.

Schedule a free Consultation